Plain-English answers to the paperwork questions we hear from private sellers in Florida. If yours isn't here, email giurgiur99@gmail.com.
Yes for most private-party transfers. The HSMV 82050 is Florida's official Notice of Sale and Bill of Sale — it's the document FLHSMV expects sellers to file within 30 days of handing over the keys. Filing it is what releases you from liability for the buyer's tickets, tolls, and civil claims on the vehicle.
No. Florida does not require notarization of the HSMV 82050 for private-party sales. Both parties sign — electronic signatures are valid under the federal E-SIGN Act (15 USC 7001) — and the form is filed as-is.
Within 30 days of the sale. Florida Statute 319.22 requires sellers to file with FLHSMV to release from liability. You can file online through the FLHSMV portal or in person at any motor vehicle service center. Miss the window and the car is still considered yours for toll-camera, parking, and civil liability purposes.
Six percent state sales tax plus the county discretionary surtax (0.5–2.5% depending on county). The buyer pays at the DMV when registering the vehicle, not to the seller. Out-of-state buyers pay their home state's rate.
No. Florida is one of the few states with no statewide vehicle emissions inspection requirement. You don't need a smog certificate to sell or transfer ownership.
Yes. Under the federal E-SIGN Act, typed or canvas-captured signatures are legally binding on private-party vehicle bill-of-sale documents. Our wizard captures both seller and buyer signatures on their own phones, and FLHSMV accepts the resulting PDF.
You need to order a duplicate on Form HSMV 82101 before you can transfer ownership. Costs about $75 and takes 1–2 weeks by mail or same-day at a service center. Do this before you list the car — a lost title stalls the entire sale.
Not until the lien is released. Pay off the loan, get a lien release letter from the lender, and submit it to FLHSMV to clear the title. Only then can you sign the title over to a buyer. Trying to transfer a vehicle with an open lien is a felony in Florida.